Job Change Health Insurance Online Quote What To Do
I have been reflection about national health insurance and I cast off to be for it. but now I am not sure, as there are two fundamental problems with any national health insurance plan.
The first problem can be summed up briefly. If you have national health care, the go offvernment will run it. Quick name anything that the government runs professionally. Think about how energized you are to renew your drivers license. You fear the long files, the rude clerks, their disposition of ” I dont give a damn”. This is the similar government that will be running national health insurance. You think you dislike your HMO now. You think that CIGNA stands for Called In bought No answer, just wait until it is allowed over by the government clerks.
And lets be true. You think there is too much government and paper work involved in the health care industry now? gratify! Again name one government program that has ever minified paper work and administrative costs.
Remember Ronald Reagans prominent line. “The scariest slogan in the world is I am from the government and I am here to help you.”
In theory , national health care insurance sounds great. But the government cannot run anything efficiently, the projected cost of national health insurance hovers somewhere close to one trillion a year, and you are assuming the government will keep these costs not up to demand. Okay – you are allowed to chortle here. The words government and cost control do not belong in the same sentence. Again, name one government program known for its sterling cost control efforts.
You may hate Blue Cross, but they have shareholders they must report to. They have a benefit they must make every year. They have an incentive to keep costs under control. What incentive does the government have to keep costs under control?
The other fundamental problem with national health care is the very assumption that it rests upon. People need health care, therefore the government will provide it. Last time I checked, we already responded to a private sector providing health insurance.
Now think about that. If the government can take over any private sector business, because ” people need the product.” , that is , at desirable, a very shaky spat. And if the government can take over a private sector business, because “they are charging too much”, that again is a very scary proposition.
Look we all need electricity. But if I dont pay my bill, the power company will turn off off my lights. That is not trade extravaganza. Over 40 million Americans cannot afford electricity and something must be done about it. The clear answer is to have the goverrment take over my local electric company and provide me with electricity. That will tutor the electric company two lessons. First , do not get into business providing a package people “need”. As with national health care, if the government does not like the job you are doing, they will take you over.
The second lesson. Just like health care premiums, if the electric rates go up too high and the people cannot afford your needed service, the government can step in, take over, and make sure that everyone has affordable premiums, I mean electric rates.
Hmm – government clerks running your health care. And allowing the government permission to take over any business sector providing a vital service – electricity, housing, cuisine, gas – just so government clerks can control the costs. Those are two roads I dont want to go down.
Who Does Not Have Health Insurance Temporary
Filed under: Health Insurance
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